# Descartes Underwriting

a Paris-based (founded 2019) insurtech using satellite imagery and AI to structure parametric cover for over 20 climate and emerging-risk types; its Descartes Insurance entity is a full-stack risk carrier regulated by France's ACPR,…


Source: https://en.bioecon.ru/companies/descartes-underwriting/
Updated: 2026-08-15

- Country: France

## Verifiable facts

| Fact | Value | Source |
| --- | --- | --- |
| Founded | 2019 | https://startupintros.com/orgs/descartes-underwriting |
| Revenue | $250M GWP in 2025 | https://descartesunderwriting.com/newsroom/2025-successful-year-global-resilience-descartes |
| Capacity | up to $200M per policy through Descartes Underwriting; up to $10M per policy through Descartes Insurance | https://descartesunderwriting.com/, https://descartesunderwriting.com/about/descartes-insurance, https://descartesunderwriting.com/about/descartes-underwriting |
| Regulatory approval | Licensed by ACPR (France) for Descartes Insurance subsidiary | https://descartesunderwriting.com/about/descartes-insurance, https://startupintros.com/orgs/descartes-underwriting |
| Production site | 20+ global offices across 10 countries | https://descartesunderwriting.com/about/descartes-underwriting |

Independent sources: startupintros.com

## Technologies

- [Parametric bioeconomy and bio-climate risk insurance](https://en.bioecon.ru/technology/parametric-bioeconomy-bio-climate-risk-insurance/)