Bio-credit scoring
Alternative-data credit scoring that uses satellite imagery, historical yield and farm-performance data to assess a farmer's or agribusiness's creditworthiness, extending lending to borrowers who lack a conventional credit-bureau history, sold by specialty agri-fintechs (Growers Edge, EarthDaily, Jai Kisan, Apollo Agriculture) either as a direct lending platform or as underlying risk-data infrastructure that other lenders and insurers build their underwriting on top of.
finance-investment
8 min